Hiring an Identity Theft Company

As if credit cards theft is not a big enough problem, we now have to worry about protecting the identity of unsuspecting children as well. This new trend among criminals is even more problematic because of the potential it may be years before the average person discovers what happened. There are controls we can put in place to at least limit the amount of damage it can cause.

Be on the Lookout for Child ID Theft

As parents in the 21^st century we not only have to worry about our own identities being stolen but those of our children as well. Thieves have become smarter and are now looking toward the children because they know it may be years before anyone discovers anything is amiss. In order to prevent this from happening to your child, you want to do the following on a regular basis:

·         Review your child’s credit report on a regular basis

·         Protect your child’s personal information and stress to your child(ren) the importance of taking this precaution as well

·         Never provide your child’s social security number to anyone without knowing that person has a valid reason for needing it

·         Only take your child’s social security card with you when you need it—other times leave it at home under lock and key

Failure to follow the above steps can be detrimental for your child because the theft will not become known until a number of years later when it is too late for you to even begin to locate the thief and press charges. For more information on protecting your children from identity theft see our website at Legal-Yogi.com.

Reducing the Cases of Identity Theft Involving Children

Child identity theft is a growing problem, and each of us as parents has to do our part to put an end to it. Think it can’t happen to your child? Think again! During the course of my professional career I have come across at least three people who have found out their children were victims of this crime. 

Fortunately they caught it before it was too late—they either read articles or saw commercials that brought up the subject of identity theft of children and decided to find out if their children were victims though not really believing they were. Now they are spokes persons talking to people in their neighborhoods about preventing this from happening to other children.

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Hiring a Third Party to Protect Your Children

Hiring an identity theft company is not a necessity if you take precautions to protect your children, but it can certainly provide additional protection. If you choose to hire a company make sure you choose one that will alert you when anything is not right—you may even want to request the credit reporting agencies to notify you if anyone tries to place something in your child’s report. 

Being Able to Stop Identity Theft Quickly

Have you ever thought about what would happen if someone stole your child’s identity? Identity theft of children is a growing problem, and it will get worse unless parents take the initiative to protect their children from this crime. It’s more difficult to detect than other types of identity theft because it sometimes takes years to discover—the criminals depend on this! Don’t let your child be one of the victims!

Theft of a Social Security Number

When someone gets hold of your social security number they can do just about anything financially with it. Social security number ID theft is the predecessor of all other types of identity theft because criminals need this information to commit other types of identity theft including criminal identity theft. What can a criminal do when he or she has your social security number? Some of the possibilities include the following:

• Obtain credit in your name
• Get a job with your credentials (this will give them access to your employment and educational records)
• If you’re already retired they can collect your social security pension
• Get a driver’s license
• Apply for a duplicate social security card
• Apply for government benefits such as student loans, food stamps, public assistance and much more

For more information on what criminals can do with your social security number visit our website at Legal-Yogi .

Credit Cards: Another Problem Area

Identity theft criminals love the idea of credit cards fraud. It is often quite easy because of the card issuers that either mail unsolicited cards or pre-approved applications that the consumer only has to sign and return. They don’t have the consumer’s signature, so all the criminal has to do is sign the form and send it back with a change of address. Some card issuers did get a little tighter on this and would not honor pre-approved applications with a change of address. The criminal can still get by with it—my neighbor got stung like that because all the criminal did was keep an eye on her mailbox (she was gone all day working) and take the card when it arrived. He was then able to activate the card and change the address so my neighbor didn’t know anything about it. Needless to say she learned quickly how to install a lock on her mailbox!

Put an End to Identity Theft

While it’s impossible to stop identity theft completely, each individual can take the necessary precautions to protect himself which in turn will at least reduce the number of crimes that occur. When the criminals learn people are going to be more protective and will report the crimes, they will move on to an easier target. 

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