Child ID Theft: Protect Your Child

When I became a mother, I knew a fierce, protective love that I never dreamed even existed.  I wanted my son to have every advantage he needed to have a happy and secure life.  I never dreamed that something as seemingly innocuous as taking out a term life insurance policy for him would lead to child ID theft and put his future at risk. 

Of course, I knew about things such as financial and internet identity theft.  I even knew someone who found out they had been a victim of social security identity theft when they were audited by the IRS for failing to report part of their income, and it turned out to be income reported by someone else under their social security number.  It just never occurred to me that a child could be at risk.  Here are some things I learned about child identity theft that will help you protect your child’s identity.

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·         Why would someone want to steal a child’s identity?

·         How does Child Identity theft take place?

·         How you can safeguard your child’s identity?

Why would someone want to steal a child’s identity?

Identity theft is the fastest growing crime in the US.  Though I was very careful to protect my personal information, I never had a clue that my child was at risk for this crime as well.  Child identity theft protection is as important as protecting your own identity.  The thing that thieves find so attractive about the identity of a child is that it is the perfect identity tabula rasa—a blank slate.  It gives the thief a fresh start.  With just a little information such as date of birth, social security number, and name it is possible to create a credit profile from scratch, and run up purchases for which you never have to be truly responsible. Perhaps the most attractive part is there is very little chance of discovery until the child becomes working age and gets a job and starts attempting to establish credit of his or her own.

How does Child Identity theft take place?

Sadly, most cases of identity theft are perpetrated by someone close to the child such as a friend or relative, but it really is a simple matter to obtain the necessary information anyplace such records are kept such as pediatrician offices or any place you share your child’s information such as savings accounts or insurance companies.  Some of the very things you do to insure your child’s future can put him at risk for identity theft.

How you can safeguard your child’s identity?

Child identity theft protection is not as difficult as you might think.  Basically do the same things you would to safeguard your own identity by not sharing personal information, safely storing ID cards when you are not using them, and taking advantage of identity protection services such as those available at Legal-yogi.  You can begin by filling out the no-obligation forms provided on their website to get all the information you need to decide if their services are right for you, and get the ball rolling to insure that your child’s identity and future is protected 24 hours a day, 365 days a year.

An Identity Theft Protection Company can Help Protect Your Identity

In years gone by, the one thing you could count on was your own identity.  You might have an identity crisis along the way, but in the end, you alone were accountable for your own actions.  In this modern age, identities are stolen every day.  In fact, identity theft has become one of the fastest growing crimes in the nation—often with devastating effects on innocent people.  If you think you could be a victim of identity theft, or just want to learn more about it, here are some tips for identity theft protection that should interest you:

·         What is Identity Theft?

·         How do I Prevent Identity Theft?

·         What is Identity Theft Protection and Restoration?

What is Identity Theft?

1.        Financial ID Theft: Theft of personal information such as bank or credit card info for the purpose of personal gain.

2.       Medical ID Theft: Stealing someone’s identity to get medical care.  This is particularly dangerous if someone establishes information in a medical data base under your name, because it can impact the treatment you receive in emergency situations (think blood type or allergy info).

3.       Criminal ID theft: someone is arrested under your name for a crime you did not commit.

4.       Identity Card Theft: Use of your ID in order to get credit cards, Social Security Numbers or cards, Etc, in your name.

5.       Social Security ID Theft: Using someone else’s social security card to report earnings in your name and avoid paying taxes on income or to collect benefits to which they are not entitled.

6.       Synthetic ID theft: Using various bits of information from different people to create a composite as a totally new person.

7.       Child Identity Theft: Theft of the social security number of a child for the purpose of establishing and getting new credit.  This is most often committed by a close friend or relative of the child, so child identity theft protection is more important than ever.

How do I Prevent Identity Theft?

You prevent identity theft by guarding your personal information.  Do not share your private information over the phone with anyone who contacts you.  Make sure your mail is secure.  Carry only personal info you need when you need it…leave the rest locked up at home.  Guard PINs and passwords. Shred papers that have identification numbers or account numbers.  Remove yourself from public directories such as whitepages.com. Install firewalls on your computer. Keep confidential info out of email. Keep an eye on your credit report and report any inconsistencies immediately. 

What is Identity Theft Protection and Restoration?

Legal-yogi has the expertise to provide ID theft protection and restoration services that consistently rank it as one of the best in the business nation-wide.  If you need help or information about identity theft, Legal-yogi is unrivaled in the field of ID theft protection and restoration.  Help is literally available 24 hours a day, 365 days a year with no obligation.  Benefits such as having expert assistance to determine if ID theft has occurred and help taking positive steps to rectify the situation if it has is chief among the things Legal-yogi credit restoration services can do for you.  You also receive free legal consultation, emergency cash advances, notification to relevant officials such as the postal inspector, etc.  You can even report identity theft online!

If you want to be protected from the adverse effects of ID theft in all its many forms, there is no better identity theft protection company available than Legal-yogi.  To get started, all you need to do is fill out the easy online form provided. There is no obligation, and you will be contacted by a professional to help you determine if Legal-yogi’s service is right for you.  Why wait? Fill out the forms here and get started today!

How To Protect Your Child From Identity Theft

Since the birth of my child two years ago, I have become somewhat of a barracuda when it comes to being sure that my child is safe, secure, and protected.  It never once crossed my mind that a family member could compromise the future of my child by stealing her identity.  If you have never heard of Child ID theft, or want to know more about protecting your child from it, read on.

·         What is Child ID Theft?

·         How Can ID Theft effect a Child?

·         How Can I Protect My Child From ID Theft?

What is Child ID Theft?

Every newborn is required by law to have a social security number issued to them by the federal government.  It might be difficult for most of us to comprehend why anyone would want to steal the identity of a child, or how child identity theft protection could possibly be important, but according to the newest statistics, it is 51% more likely for a child to be a victim of identity theft than for anyone else to.  It seems the attraction is the totally blank slate which allows thieves to start fresh and build credit from scratch.  It is even more popular than credit card information theft, basically because once you get started; it is very unlikely that anyone will find out for 18 years when your child reaches adulthood.

How Can ID Theft Affect a Child?

I know I am not the only one who wants my child to have a future that is secure and happy.  Everyone wants that for their children, but identity theft is a major deal.  It could cause your child to start off his or her adult life with strikes against them in the form of a bad credit history for which they are in no way responsible.  It can be problematic to resolve and literally haunt them for the rest of their lives.

How Can I Protect My Child From ID Theft?

Protecting your child from identity theft is not always easy, but it begins with guarding their personal information as closely as you do your own.  Getting help in the form of an Identity theft prevention service is certainly a step in the right direction.  These services closely monitor the credit transactions and credit reports of all 3 major credit bureaus to insure that things are running smoothly. Not only that, they are there 24/7; 365 days a year to provide the help, guidance, and assistance you need should you or a family member, such as your child, become a victim of identity theft.  Legal-yogi wants you to understand that ID theft is a crime and Criminal Charges for Identity Theft are strictly enforced and punishable by law.  Start protecting yourself and your family now by filling out the no obligation forms provided here today.  Nobody wants to be a victim of identity theft, and our children deserve the best protection against it that we can give them.